Brookestone Funding helps small businesses nationwide get business term loans, lines of credit and SBA loans from $10,000 to $2,000,000 with terms up to 36 months and rates from 8%. Qualified businesses can be funded the same day. Apply in minutes and get a decision fast, with no obligation.
Business financing options
| Product | Amount | Term | Funding speed | Best for |
|---|---|---|---|---|
| Business term loan | $10K – $2M | Up to 36 months | Same day to 2 days | Expansion, equipment, inventory, large purchases |
| Business line of credit | $10K – $2M | Up to 36 months | 1 – 3 days | Ongoing cash flow; draw only what you need |
| SBA loan | $10K – $2M | Up to 36 months | Several weeks | Lowest rates |
| Quick working capital | $10K – $2M | Up to 36 months | Same day | Urgent needs, bank declines |
Can I get a same-day business loan?
Yes. Qualified businesses can be funded the same business day when a complete application and recent bank statements come in early in the day. Most approved businesses are funded within 24 hours.
What do I need to qualify?
- 2+ years in business
- $30,000+ in monthly revenue
- 600+ credit score
- Recent business bank statements
Business line of credit with fair credit
We look at your business revenue and cash flow, not just your credit score. Businesses with scores from 600 can qualify for lines of credit from $10,000 to $2,000,000. You only pay on what you draw.
SBA loans without the runaround
SBA loans have the lowest rates, but banks make the process slow. We prepare and package your application and match you with SBA lenders. That usually takes several weeks. If you need capital sooner, a term loan or line of credit can fund in the meantime.
What are your rates?
Rates start at 8% for qualified businesses, with terms up to 36 months. Your rate depends on time in business, revenue and credit. SBA loan rates follow SBA limits. Every offer lists the rate, total repayment and any required state disclosures before you sign, with no hidden fees.
Turned down by your bank?
Banks turn down most small business loan applications. We review your whole business, not just a credit score, and have options banks don’t offer.
Industries we fund
We fund restaurants, trucking and transportation, construction, retail and ecommerce, medical and dental practices, manufacturing, wholesale and distribution, auto repair, and most other established small businesses.
Apply in Minutes — Get Funded As Soon As TodayOr call 212-258-0602 · info@brookestonefunding.com
All financing is subject to underwriting and approval. Rates, terms and funding times vary by product and business profile. Same-day funding applies to qualified applications completed early in the business day. Last updated September 2026.
