Equipment Financing: The Smart Way to Acquire Business Assets

Acquiring new equipment is a powerful way to boost productivity, expand your services, and stay ahead of the competition. But what if you could get the tools you need without a massive upfront cash outlay?

Call us at 212-258-0602 to speak to a loan specialist today

At Brookestone Funding, our mission is to provide businesses of all sizes with flexible and accessible equipment financing solutions. We help you get the essential machinery, technology, and vehicles you need to grow—all while preserving your vital working capital.

What Is Equipment Financing?

Equipment financing is a specialized loan or lease used to acquire tangible business assets. Instead of paying the full cost of equipment upfront, you receive funding from a lender and repay it over a set period, often in fixed monthly payments. This approach allows you to put your new equipment to work immediately, generating revenue that can help cover the payments.

Whether you’re a startup looking to equip your first office or an established company upgrading your entire fleet, equipment financing is a strategic financial tool that keeps your business moving forward.

Loans vs. Leases: Which Is Right for You?

We offer a variety of financing options to match your business needs, goals, and tax strategy. The two primary types are:

Equipment Loan

An equipment loan functions like a traditional term loan.

Ownership: You own the equipment from day one, and the lender holds a lien on it until the loan is paid off.
Benefits: This is ideal if you want to build equity in the asset and plan to use it for many years. You can also take advantage of depreciation deductions and other tax benefits.

Equipment Lease

An equipment lease is a rental agreement that gives you the right to use an asset for a set period.

Ownership: The lender owns the equipment throughout the lease term.
Benefits: This option is excellent for equipment that depreciates quickly or needs frequent upgrades, such as technology. It typically requires lower monthly payments and minimal or no down payment. At the end of the term, you can return, renew, or purchase the equipment.

The Brookestone Funding Advantage: Why Partner With Us?

Fast, Flexible Solutions: We understand that time is money. Our streamlined application process and quick approvals mean you get the equipment you need without unnecessary delays.
Solutions for Any Industry: From construction and transportation to medical and manufacturing, we have deep industry expertise to create a financing plan that fits your specific business.
Customized Programs: We work with you to structure a plan with flexible terms, competitive rates, and payment schedules that align with your cash flow and business cycles.
Dedicated Support: Our team of experts is with you every step of the way, providing a personalized and straightforward experience from application to funding.

What Can You Finance?

You can finance almost any type of business equipment, new or used, including:

Commercial Vehicles: Trucks, trailers, delivery vans, and fleet vehicles.
Construction Equipment: Excavators, loaders, cranes, and bulldozers.
Manufacturing Machinery: CNC machines, robotic systems, and assembly line equipment.
Medical Equipment: MRI machines, dental chairs, and diagnostic tools.
Technology & IT: Computers, servers, software, and networking hardware.
Office Equipment: Furniture, phone systems, and point-of-sale (POS) systems.

Get the Equipment You Need to Grow

Don’t let a lack of capital hold your business back. With Brookestone Funding, you can acquire the assets that will increase efficiency, expand your capabilities, and drive revenue.

Ready to get started? Contact us today for a free, no-obligation consultation.

Frequently Asked Questions

What are the main benefits of equipment financing?

Equipment financing helps businesses preserve cash flow, acquire assets quickly, and manage predictable monthly payments. It also provides potential tax advantages.

Can I finance used equipment?

Yes, we offer financing for both new and used equipment.

Is a down payment required?

While some financing options may require a down payment, we offer solutions that can include 100% financing for qualified businesses.

How long does the application process take?

Our process is designed for speed. We can often provide a credit decision in as little as 24 hours, with funding following shortly after.

What credit score do I need to qualify?

We work with a wide range of credit profiles. Our goal is to find a solution that fits your unique business circumstances, not just a single number.

Apply now!

Other Services

Mortgage Financing

Put a lien on your property in order to obtain funds